Question on contradicting conditions for my tournament this Sunday.

1-We here in Florida just went through a cold snap (water temp is 67% as of yesterday) the bite has slowed.

2-Alternatively the water is very muddy (maybe 6inc visiblity)

3-The day of the tournament it will be completely overcast.

So 1 and 2 I understand Make the bass a bit more lethargic and closer to cover, but 3 makes them more active and roaming.

So what the heck can I expect?

Thanks a lot