Hey SUF! If money were no object, I would make this purchase. UPDATE: I will pass on this boat; it is a fantastic deal! If you are interested, let me know, and I will put you in contact with the dealer. 

Currently running: 2009 Stratos 294XL (19'6", 91" beam) with 2009 Evinrude ETEC 150HO flashed to 175HP on a single axle trailer. The boat's paid off and tournament-ready.

Considering: New leftover 2023 Falcon F215 (21'5", 99" beam) with Suzuki 250SS brand new

- Dealer asking $53K

- Monthly would be $580-680 (versus $0 on Stratos)

- Interest rates are around 7-10%

- Trade-in value on Stratos: $12-20K

Main pros: Wider deck, more power, bigger fuel tank (50 gal)

Main cons: A Higher payment than wanted, 7-10% interest rate

Would you pull the trigger or keep the paid-off Stratos? I'm especially interested in tournament performance difference, newer age, and whether the wider deck is worth the monthly payment.  BTW, a Stratos re-power would be $23-24K. One major sway factor - I hate debt. 

Thanks for any insights!