Your question regarding wind made me think of this picture.

I caught a rainbow trout on a Neko rig a couple of weeks ago. Nice catch! Super fun on ultra light gear with rooster tail lure or a fly rod!

For me, that lake breakdown would be Lake Champlain. 

Our first frost advisory was issued for tomorrow morning.

Do I want to learn - Of Course I do! Also, remember if you put those deep water fish in your live well for a tournament barotrauma could kill them - Learn how to fizz your fish - https://www.barbsbestfizzkit.com

Fall fishing has always been difficult for me. I would like you to continue diving into the ecosystem, why the fish do what they do and where they are. I need to hear these things over and over. If I can find the fish I can try baits that may work.

I am considering the Northeast division.

Always interested